RealEstate
We do not refer mortgage lenders or process loan applications. This page is general education so you know programs exist. Confirm eligibility, amounts, and current rules on official program sites and with a lender you choose independently. Your real estate agent can discuss how DPA timelines interact with making offers; they are not your lender.
What “down payment assistance” usually means
Some state and local programs help eligible buyers cover part of a down payment and/or closing costs, often paired with a first-lien mortgage from a participating lender. Terms, income limits, credit requirements, and whether funds are a grant or a second lien vary by program and change over time.
Example: Texas State Affordable Housing Corporation (TSAHC)
TSAHC is a nonprofit created by the Texas Legislature. It publishes home-buyer programs that may include down payment assistance options for qualifying buyers (including first-time and repeat buyers, depending on the program). Program names and details change; start at the official site:
TSAHC typically directs interested buyers to take an eligibility quiz and then work with a participating lender — not through this website.
Other places people look
City or county housing departments, employer-assisted programs, and federal loan types (for example FHA, VA, USDA where eligible) have their own rules. Research official sources; do not rely on informal social media summaries.
How this fits with an agent referral
If you want help finding a licensed real estate agent for buying a home in Texas (or elsewhere), request an introduction. John W Lang connects you with agents for buying and selling only. Financing is separate — choose and contact lenders yourself.
Related: Payment estimator · Closing cost checklist
Educational information only — not legal, tax, financial, or lending advice. Rules and amounts change. Confirm details with the appropriate official source, your own tax or legal advisor, and the licensed real estate agent you choose. We do not refer mortgage lenders, insurance agents, or other non-real-estate professionals.